Personal Accident

Accidents can happen anytime, anywhere. Although you cannot prevent accidents, you can protect yourself and your family from the consequences. personal accident insurance products are designed to provide protection for the Insured Person against death, disability and any financial impact he/she may have as a result of hospitalization or required medical treatment due to an accident.

Standard Cover

Accidental death or permanent disablement

  • right-chevron   Pays you a lump sum benefit in the event of death or permanent disablement.

Double indemnity for accident on public conveyance

  • right-chevron   Pays you double the Capital Sum Insured* benefits when death occurs when you travel as a passenger on a public transport. Excludes claims resulting from to acts of Terrorism.

Medical expenses for accidents (per accident)

  • right-chevron   Reimburses you for inpatient and outpatient medical expenses incurred due to an accident
  • right-chevron   This includes expenses incurred for treatment by a Chinese Physician and Chiropractor.

Weekly income benefit^ (per accident)

  • right-chevron   Temporary Total Disablement (TTD)
  • right-chevron   Temporary Partial Disablement (TPD)
  • right-chevron   Provides a weekly benefit of up to 104 weeks if you suffer from TTD or TPD

Recuperation benefits (per accident)

  • right-chevron   Pays you a daily recuperation benefit of up to 365 days if you are hospitalised.

ICU recuperation benefit (per accident)

  • right-chevron   Provides you a daily recuperation benefit of up to 30 days if you are warded in an ICU.

Emergency medical evacuation & repatriation of mortal remains (per policy period)

  • right-chevron   Covers the expenses incurred for emergency medical evacuation.
  • right-chevron   You are also covered for repatriation of mortal remains
  • right-chevron   Benefits falling under this benefit will be serviced by our 24-hour hotline while you are overseas.

Trauma support(per policy period)

  • right-chevron   Indemnifies you for expenses incurred for counselling if you are diagnosed for post-traumatic stress disorder as a result of permanent disablement*.

Mobility aid & prosthesis (per policy period)

  • right-chevron   Reimburses you for the purchase or rental of mobility aid equipments such as wheelchairs, crutches, hearing aids, artificial limb, etc.

Home & vehicle modifications (per policy period)

  • right-chevron   Covers you for expenses incurred in modifying your residence or vehicle if you suffer from permanent disablement.

Caregiver grant (per policy period)

  • right-chevron   Pays you a lump sum benefit to hire a caregiver if you suffer from permanent disablement#.

Compassionate fund

  • right-chevron   Provides your family a lump sum benefit in the event of your death.

Important Notes : This information is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

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